Privacy Policy
Effective Date: January 1, 2025
This Privacy Policy explains how Darren Pomponio – Mortgage Banker (“we,” “us,” or “our”) collects, uses, and protects your information when you visit our website or submit information through our online forms.
We value your privacy and are committed to safeguarding your personal information.
1. Information We Collect
We may collect the following types of information:
Personal Information
Provided voluntarily through website forms, including:
Name
Email address
Phone number
Property details
Loan-related information (home purchase, refinance, credit range, etc.)
Automatically Collected Information
Through cookies and analytics tools:
IP address
Browser type
Device type
Pages viewed
Time on site
Referral source
2. How We Use Your Information
We use the information you provide to:
Respond to your inquiries
Provide loan guidance, quotes, and mortgage information
Pre-qualify or pre-approve you when requested
Improve website performance and user experience
Send updates, educational content, and service-related communications (you may opt out at any time)
We do not sell your personal information.
3. How We Share Your Information
We may share information with:
Mortgage processing teams
Underwriters and lending partners
Trusted third-party service providers (CRM, analytics, email tools)
Legal or regulatory authorities, only when required by law
We never share or sell your information for marketing by unrelated companies.
4. Cookies & Tracking
Our website may use cookies or similar technologies to analyze traffic and improve user experience. You may disable cookies in your browser settings at any time.
5. Data Security
We implement reasonable administrative, physical, and technical measures to protect your information. While no method of transmission is 100% secure, we strive to keep your information safe and confidential.
6. Your Choices & Rights
You may request to:
Access the information we have about you
Update or correct your information
Opt out of emails or marketing
Request deletion of your data (except where legally required to retain it)
To make a request, contact:
Email: [email protected]
Phone: (415) 827-9400
7. External Links
Our website may contain links to third-party sites. We are not responsible for their privacy practices or content.
8. Updates to This Policy
We may update this Privacy Policy periodically. Changes will be posted with a new revision date.
9. Contact Us
For questions about this Privacy Policy, contact:
Darren Pomponio – Mortgage Banker
1202 Grant Ave. B2
Novato, CA 94945
[email protected]
(415) 827-9400
Terms & Conditions
Effective Date: January 1, 2025
By accessing or using this website, you agree to the following Terms & Conditions. If you do not agree, please discontinue use of the site.
1. Use of Website
This website is provided for general informational purposes related to mortgage lending, home financing, and related services. Content is not guaranteed to be complete, accurate, or up-to-date.
Nothing on this website constitutes financial, legal, or tax advice. For personalized guidance, please contact Darren directly.
2. No Guarantee of Loan Approval
Submitting information through forms or communicating through the website does not constitute:
A loan application
A commitment to lend
A loan approval or pre-approval
All loans are subject to underwriting guidelines, credit review, and verification of information.
3. Intellectual Property
All website content—including text, images, graphics, videos, and branding—is the property of Darren Pomponio – Mortgage Banker unless otherwise stated.
You may not copy, reproduce, modify, or distribute content without prior written permission.
4. User Responsibilities
By using this site, you agree not to:
Submit false or misleading information
Attempt to disrupt the website or its systems
Use the website for any unlawful purpose
5. Limitation of Liability
We are not responsible for any:
Direct or indirect damages
Losses related to website use
Errors, omissions, or interruptions
Third-party links or services